The credit score is calculated using several statistical models by various credit bureaus. There are three reasons behind variation in your credit score from different credit bureaus.
- Each reporting agency utilizes a different set of credit scoring algorithms
- Lenders don't share information with all credit bureaus resulting in discrepancies, though, legally, they are required to do so every month in the same format
- Date of checking your credit report may differ and it might contain corrections or addition of updated data
