The full form of CIBIL is Credit Information Bureau of India Limited.
India’s first credit bureau, CIBIL (Credit Information Bureau of India) was established in August 2000. However, it was not until 2005 that the Credit Information Companies Act was passed as a law by an Act of
Parliament. We have several credit bureaus in India.
The four retail credit bureaus in India are:
CIBIL TransUnion : Established in Aug 2000 (Collaboration)
Experian : Established in Feb 2010 (Multinational)
Equifax : Established in Mar 2010 (Multinational)
Crif Highmark : Established in Nov 2010 (Collaboration)
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