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Personal Loan For Low Cibil Score

While evaluating a loan application, lenders look at the CIBIL score, which is an essential factor. But it's necessary to know about CIBIL score and how it is calculated before having any loan.

What is CIBIL score?

CIBIL score is a 3 digit numeric summary of your credit history. Credit history is derived by using details from the accounts and inquiries sections of your CIBIL report. The payment status of your loan account and credit cards, as well as the outstanding amount's days past due, plays a significant role in your CIBIL score. The CIBIL score reflects your worthiness towards your repayment of the amount that you share. The range of the CIBIL score is 300 to 900. So, people who have a higher score get a better chance of getting a loan approved. Different loans have different criteria's and 79% of loans are sanctioned to consumers with a CIBIL score greater than 750. It's crucial to maintain the CIBIL score as this can also work in the future for having any other loan.

How to get a personal loan with a low CIBIL score?

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1. Just fill up a simple form

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