Saral Credit helps you to enroll into one of our partner debt relief programs. By subscribing, you can save money at your own pace while our partners negotiate with your creditors. By helping you eliminate your debt in structured manner, a debt relief program ensures that you build your credit worthiness for your future credit needs.
Commonly, it's always good to pay your over-due debt as much as possible to come with a debt-free life. Such behaviour is considered favourably by lenders while approving a new loan application.
Most lenders let you pay a lesser amount (principle + less interest rate) to settle your loan if its overdue. However, lLenders always put a 'Settled' mark on your credit account. This hurts your chances of approval of new loan applications.
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