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What is CIBIL?

Credit Information Bureau of India is better known as CIBIL. TransUnion CIBIL is a bureau that calculates your credit score along with maintaining a detailed record of your credit history. It is the oldest credit bureau in India. All loans that lenders have disbursed are stored in CIBIL, which makes it a data repository. Apart from CIBIL, there are three credit bureaus in India: 

  • Equifax 
  • Experian

Across the country, CIBIL is considered the premier credit reporting system for loan underwriting purposes.