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FAQs
Gold Loan Frequently Asked Questions (FAQ)
What is a Gold Loan?
Is a co-signor/guarantor/co-applicant required for a gold loan?
What is the rate of interest on a gold loan?
How do I apply for a Gold Loan?
What are the Documents Required for a Gold Loan?
How do I Part-close/Foreclose/Repay/Close my Gold Loan?
What is a gold loan's processing time/TAT/turnaround time?
Is it advisable to take a gold loan?
If you miss your payments, can the lender sell your gold?
Can I take a gold loan from 2 banks?
Is insurance mandatory for a gold loan?
How is gold loan eligibility calculated?
How can I reduce the EMI on a gold loan?
What are the reasons for the rejection of my gold loan?
Can I take an overdraft/OD on my gold loan?
What types of gold can I pledge to get a gold loan?
What can I use a gold loan for?
What is the tax treatment on a gold loan?
Can I transfer a gold loan from one bank to another?
What does a bank do with the gold taken in a gold loan?