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How do I apply for a Gold Loan?

The steps to apply for a gold loan include:

  • Visit a bank and apply for a gold loan.
  • Pledge your gold articles against the required loan amount
  • Lender checks the purity of your gold
  • Submit KYC documents
  • Your loan amount will be granted and sent to your account if approved. 
  • Being collateral security, a soft credit check is done.

 NOTE: Loan amount is typically up to 80% of gold value