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Personal Loans Frequently Asked Questions (FAQ)
what is a personal loan?
Is a co-signor/guarantor/co-applicant required for a personal loan?
What are the documents required to apply for a personal loan?
What is the processing time/TAT/turnaround time for a personal loan?
How do I part-close/foreclose/repay/close my personal loan?
Is it advisable to take a personal loan?
Can I take a personal loan from 2 banks?
Is insurance mandatory for a personal loan?
How is personal loan eligibility calculated?
How can I reduce the EMI on a personal loan?
What are the reasons for the rejection of a personal loan?
Can I take an overdraft/OD on my personal loan?
What can I use a personal loan for?
What is the tax treatment on a personal loan?
Can I transfer a personal loan from one bank to another?
Are personal loan interest rates fixed or floating?
What is a top-up on a personal loan?