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How is personal loan eligibility calculated?

The eligibility for personal loans majorly remains the same for all lenders/banks. However, there might be a minor fluctuation in the eligibility criteria in terms of salary. Yet below are the basic eligibility criteria:

  • Employees of private limited companies or PSUs
  • Individuals between 21 and 60 years of age
  • Individuals who have had a job for at least two years, with a minimum of 1 year with the current employer
  • Income criteria
  • Based on the above criteria, you can calculate your eligibility.

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